Free financial calculators for smarter money decisions

Plan investments, loans and savings in seconds. Simple, accurate calculators built for India, with clear charts, year-by-year tables and plain-English explanations. No sign-up needed.

SIP calculator EMI calculator

Popular calculators

Investment calculators

View all

SIP Calculator

Estimate how much your monthly SIP can grow to.

Step-up SIP Calculator

Increase your SIP every year and see the difference.

Lumpsum Calculator

Future value of a one-time investment.

CAGR Calculator

Annual growth rate of any investment.

Stock market calculators

View all

Stock Average Calculator

Average price of shares bought in parts.

Brokerage Calculator

All trading charges and your net profit.

Capital Gains Tax Calculator

STCG and LTCG tax on shares and equity funds.

Savings & deposit calculators

View all

FD Calculator

Maturity amount and interest on a fixed deposit.

RD Calculator

What your monthly recurring deposit will pay.

PPF Calculator

PPF maturity at the current government rate.

Loan calculators

View all

EMI Calculator

Monthly EMI and total interest on any loan.

Tax & salary calculators

View all

Income Tax Calculator

Compare old and new regime tax instantly.

HRA Calculator

How much of your HRA is tax-free.

Salary Calculator

Your monthly take-home pay from CTC.

Why use SmartFigure?

Accurate: every calculator uses the same formulas as Indian banks, AMCs and the post office, and is tested against published values.
Instant: results update as you type, with charts and year-wise tables.
Private: all calculations run in your browser. We never ask for your name, phone number or PAN.
Shareable: the page link remembers your inputs, so you can bookmark or share a plan.
Up to date: government rates such as the PPF rate are reviewed every quarter.